At UdharTrack, your privacy is our priority. This policy explains what data we collect, how we use it, and the rights you have over your information. We believe financial data is personal — we treat it that way.
1. Information We Collect
Account information: When you sign up, we collect your name and email address.
Financial records: Loan amounts, payment dates, notes, and borrower names you enter are stored securely.
Usage data: We may collect anonymised data about how you use the app to improve the product.
Device information: Browser type, operating system, and IP address for security and analytics purposes.
2. How We Use Your Information
To provide and maintain the UdharTrack service.
To send WhatsApp and in-app payment reminders on your behalf.
To process authentication and keep your account secure.
To improve our product through anonymised usage analytics.
To communicate important updates about the service.
3. Data Storage and Security
Your data is stored on Supabase infrastructure with industry-standard encryption at rest and in transit.
We use row-level security policies so you can only access your own data.
We do not sell, rent, or share your personal data with third parties for marketing purposes.
Financial records you enter are visible only to you and are never shared without your explicit consent.
4. Third-Party Services
Google OAuth: If you sign in with Google, Google's privacy policy applies to that authentication process.
WhatsApp: Reminders are sent via WhatsApp's API. Message content is subject to WhatsApp's privacy policy.
Supabase: Our database and authentication provider. Their privacy policy is available at supabase.com.
We do not use third-party advertising networks or sell data to data brokers.
5. Your Rights
Access: You can view all your data within the UdharTrack app at any time.
Deletion: You may request deletion of your account and all associated data by contacting us.
Export: You may request an export of your data at any time.
Correction: You can update or correct your data directly within the app.
6. Data Retention
We retain your data as long as your account is active.
If you delete your account, your personal data and financial records are permanently deleted within 30 days.
Anonymised, aggregated analytics data may be retained for longer periods.
7. Cookies
We use essential cookies to maintain your session and authentication state.
We do not use tracking cookies or third-party advertising cookies.
You can disable cookies in your browser, but this may affect app functionality.
8. Children's Privacy
UdharTrack is not intended for users under 18 years of age.
We do not knowingly collect personal information from minors.
9. Changes to This Policy
We may update this Privacy Policy from time to time.
We will notify you of significant changes via email or in-app notification.
Continued use of UdharTrack after changes constitutes acceptance of the updated policy.
10. Contact Us
If you have questions about this Privacy Policy or your data, contact us at: support@udhartrack.com
We aim to respond to all privacy-related enquiries within 5 business days.